A Realtor who works with buyers—often called a buyer's agent—helps you find a home, negotiate the purchase, and navigate the closing process while representing your interests. They provide local market expertise, arrange showings, prepare offers, and manage paperwork from search to keys.

Most homebuyers use an agent, though exact percentages vary by year and source. A buyer's agent is different from the listing agent, who represents the seller. Your agent's job is to advocate for you, not the seller.

What a Buyer's Agent Does at Each Step

A buyer's agent handles many tasks, often behind the scenes. The core duties fall into a few phases.

1. Search and Shortlisting

Your agent will narrow listings to a manageable number that fit your criteria. They can access the Multiple Listing Service (MLS) to see details not visible to the public, such as property history or seller notes. They also schedule showings with listing agents and may preview homes for you.

2. Offers and Negotiation

When you find a home, your agent prepares a competitive offer. They know what local sellers expect and can advise on price, contingencies, and terms. They negotiate with the listing agent on your behalf, aiming to get you the best deal.

3. Contract to Closing

After an offer is accepted, your agent coordinates inspections, appraisals, and any repairs. They review documents, explain legal terms, and ensure deadlines are met. They also refer you to trusted professionals like home inspectors or lenders.

Key Duties of a Buyer's Agent

• Market education: Explains local pricing trends, neighborhood pros and cons, and what to expect in your price range.
• Property evaluation: Helps you assess a home's condition, potential issues, and resale value.
• Paperwork management: Prepares and reviews purchase agreements, disclosures, and other documents.
• Negotiation: Advocates for your interests in price, repairs, and closing costs.
• Coordination: Schedules inspections, appraisals, and communicates with all parties.

How Buyer's Agents Are Paid

Real estate commissions typically total 5–6% of the sale price, split between the buyer's and seller's agents. Historically, the seller paid both commissions from the sale proceeds. After the 2024 NAR settlement, buyers must sign a written agreement with their agent specifying compensation. Sellers may still agree to cover the buyer's agent fee, but it's no longer automatic. You should discuss payment with your agent early and confirm whether a seller will cover it before making an offer.

Do You Need a Buyer's Agent?

You are not legally required to hire an agent, but most buyers do. An experienced agent can save you time, reduce stress, and help you avoid costly mistakes. They provide local knowledge, negotiation skills, and handle complex paperwork. If you're a first-time buyer or buying from out of state, an agent is especially valuable.

How to Choose a Buyer's Agent

Look for an agent who is a Realtor (a member of the National Association of Realtors) and ideally holds the Accredited Buyer's Representative (ABR) designation, which indicates specialized training in representing buyers. Interview a few agents, ask about their experience in your target area, and ensure you communicate well. Your agent should listen to your needs and be responsive.

For more details, see Bankrate's guide to buyer's agents and NerdWallet's overview of real estate agent duties.